Ways to Pay in the Russian market throughout 2026
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Cards issued by foreign banks cannot be used in Russia. After you cross the Russian border, the convenience you are used to disappears: you can no longer easily pay for your coffee, request a cab, or purchase a ticket to a museum. You have to find a currency exchange office, keep cash on hand, and avoid unplanned spending.
The solution is PayInRussia. This service helps visitors from other countries to make payments for products and services in Russia with their mobile phones. You do not need cash or have to visit a bank.
What can you pay for?
- taxi rides and delivery services;
- hotels and airline tickets;
- coffee shops and restaurants;
- stores and shopping malls;
- tickets to museums and events;
- purchases from Russian e-commerce stores and marketplaces.
How can you use it?
Create your account before traveling while you are in your country of residence. To do this:
- use your phone to scan your passport;
- take a photo of yourself;
- go through a fast identity verification procedure. Your personal details is recognized automatically, and SMS verification through a Russian phone number is not required.
Add funds to your balance using a bank card issued outside Russia or a payment service available in a supported country before you arrive in Russia.
Make payments for your purchases:
- Offline: use your phone to scan the QR code at the checkout. A connection to the internet via Wi-Fi or mobile data must be available.
- For online payments: pay in online stores and make hotel reservations and buy tickets right in the application.
What makes it convenient?
PayInRussia was developed especially for foreign travelers:
- you do not need to be a resident of Russia;
- you do not need to open an account at a Russian bank;
- you are not required to go to bank offices or currency exchange bureaus;
- you can create an account and add funds before your trip;
- you can easily pay for purchases through your smartphone;
- the service is suitable for both short and extended trips.
What do you need to do to begin? Just follow three simple steps:
- Download the app to your smartphone.
- Fund your account using an internationally issued bank card.
- Make payments for goods and services in Russia: launch the application, press the QR payment icon, and use your camera to scan the code at the payment terminal. The money will be deducted from your balance immediately.
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